Intercultural Communication in the Workplace Essays

Intercultural Communication in the Workplace Essays Intercultural Communication in the Workplace Paper Intercultural Communication in the Workplace Paper The growth of interdependence of people and ultras in the global society of the 21 SST century has forced us to pay even more attention to intercultural issues. In order to live and function in this multicultural environment as effectively and meaningfully as possible, people must be competent in Intercultural communication, which includes verbal and nonverbal communication. Communicating with people from other cultures can be challenging regardless of where one works. At the same time, ones ability to foster successful communication between people of differing cultures will bolster ones success in business and career. In order to overcome the cultural barriers to effective communication, one must first learn what culture means. Culture is a shared system of symbols, beliefs, attitudes, values, expectations, and norms for behavior. I do have a couple of specific example to discuss but working In human resources. I have to be sensitive to many different cultures and will focus on the different situations I have encountered. The first instance of intercultural communication that comes to mind is a situation where I was trying to explain a policy to an employee. The particular employee who s from India originally but has been in the United States for some time yet is difficult to understand with her strong accent. The employee sent me an e-mail with a question regarding the use of annual and sick leave time and the length she would be allowed to be on vacation and sick leave combined. The second part of the question involved the insurance coverage of a treatment she wanted to receive while visiting India called Arrived (arrived is a system of medicine that originated in India several thousand years ago. The term Arrived combines two Sanskrit words your, which means life, and Veda, which means science or knowledge. Arrived means the science of life). Although this might seem like a simple answer It was not and Involved discussion with her manager and some research to understand what this treatment was all about and if it would be covered. Situations such as this one make it difficult to decide if the best approach is to communicate via e-mail or to attempt to communicate face to face to make sure one understands. The second situation involves a Package employee who works in our building and is from the Somalia. This person came here as a refugee and speaks very little English yet is always friendly and has a smile on his face. At Characteristic, It was suggested to adopt a Tamely Ana someone suggested patting NV Ana Nils Tamely. I tongue It was a wonderful idea yet the group had individuals who objected and said what about one of our employees! I thought that was very selfish and it should not matter whether it was a Court employee or a Package employee. However, the decision was made we would not adopt this family through the Court but a group of us decided it as the right thing to do and worked with Catholic Social Services to make it a special Christmas for him and his family after all but did so anonymously. In the first situation I had to do some research to understand what exactly this treatment was for and why she was not receiving the treatment here in the United States. What I learned is the treatment mainly comprises of powders, tablets, and detections, and medicated oils prepared from natural herbs, plants and minerals. The medicines are from natural sources and not synthetic, they are accepted and assimilated in the body without creating any side effects. Because she was going to be in India visiting family she wanted to take the opportunity to get this treatment from someone she trusted in her own country. I have also learned about the certain comfort zone in this culture as well as weddings can go on for three to four days, which is what she was going there for, and the culture is not good with paperwork. Had I taken the time to explore her culture or even ask her about it I could have learned this and been able to understand where she was coming from instead of making assumptions and Judgments. The result was she was allowed to take her 6 ekes of annual leave but was not able to use sick leave because having the treatment there was a personal choice and the medical insurance would not cover it. Although I thought I was being open to the cultures of others I now recognize that one can take it a step further and take the initiative to learn on my own and ask questions to become educated on the cultures of others. The second situation which involved adopting the family was also very important and was happy that we went to Catholic Social Services for assistance. The biggest factor in this situation was the employees who wanted to participate in this particular nation could but it would have to be anonymous as opposed to the employees presenting the gifts. I was fine with this approach but we again had others who wanted to be recognized for their contribution and choose not to participate. Well, what I learned is the reason it had to be done anonymously is because it might cause humiliation and embarrassment to this Package employee if the group presented the gifts for him and his family. The other reason is the Package employee would have felt like he owed those who donated items something and would have created a ruder for him. All these factors are part of his culture and who he is and I think it would be wrong for anyone to invade those characteristics. Cultures can differ in several ways that affect communication such as; stability: conditions which may be stable or may be changing either slowly or rapidly; cultures vary in the accessibility of information which can make things more complex; composition: because some cultures are made up of many diverse subcultures and generally the fewer subcultures in ones background, the easier communication is because of the fewer attention differences to consider; Acceptance: cultures carry in his or her attitudes toward outsiders, some can be openly hostile, some have a detached aloofness, and others are very friendly and cooperative with strangers. If one can work to bridge the Deterrence antelope above en or seen can Is taking ten relent approach to canceling intercultural communication. It might be easier said then done but I found the following 10 Commandments to follow when trying to bridge intercultural communication: 1) Be aware of differing social values; 2) Be aware of differing status humbly and how to demonstrate them; 3) Be aware of decision making customs: not all people like to make decisions quickly and efficiently; 4) Be aware of concepts of time: not all people like to see time as money; 5) Be aware of personal space: people from different cultures have different comfort zones; 6) Be aware of cultural context: people from certain cultures (called high-context cultures) rely less on verbal communication and more on the context of nonverbal actions and environmental settings to convey meaning. People from low-context cultures like the USA rely more n verbal communication and less on circumstances and implied meaning to convey meaning; 7) Be aware of body language: learn the basic differences in the way people supplement their words with body movement; 8) Be aware of different etiquette rules or manners: what is polite in one culture may be considered rude in another; 9) Be aware of legal and ethical behavior; 10) Be aware of language barriers: English is the most prevalent language in international business, but a easy mistake to assume that everyone understands it. If one is willing to learn as much as possible about another ultra it will enhance ones ability to communicate more effectively with many individuals. I know it can be easy to disregard the cultures of others and think because we are in the United States each person should become accustom to the way things work here. However, I have to say that approach would be selfish and the reality is we can learn so much f rom other cultures that might do one some good!

The Meaning of Social Order in Sociology

The Meaning of Social Order in Sociology Social order is a fundamental concept in sociology that refers to the way in which the various components of society- social structures and institutions, social relations, social interactions and behavior, and cultural features such as norms, beliefs, and values- work together to maintain the status quo. Outside the field of sociology, people often use the term social order to refer to a state of stability and consensus that exists in the absence of chaos and upheaval. Sociologists, however, have a more complex understanding of the term. Within the field, it refers to the organization of many interrelated parts of a society. Social order is present when individuals agree to a shared social contract that states that certain rules and laws must be abided and certain standards, values, and norms maintained. Social order can be observed within national societies, geographical regions, institutions and organizations, communities, formal and informal  groups, and even at the scale of global society. Within all of these, social order is most often hierarchical in nature; some people hold more power than others in order to enforce the laws, rules, and norms necessary for the preservation of social order. Practices, behaviors, values, and beliefs that are counter to those of the social order are typically framed as deviant and/or dangerous  and are curtailed through the enforcement of laws, rules, norms, and taboos. Social Order Follows a Social Contract The question of how social order is achieved and maintained is the question that gave birth to the field of sociology. In his book  Leviathan, English philosopher Thomas Hobbes laid the groundwork for the exploration of this question within the social sciences. Hobbes recognized that without some form of social contract, there could be no society, and chaos and disorder would reign. According to Hobbes, modern states were created in order to provide social order. People agree to empower the state to enforce the rule of law, and in exchange, they give up some individual power. This is the essence of the social contract that lies at the foundation of Hobbess theory of social order. As sociology became an established field of study, early thinkers became keenly interested in the question of social order. Founding figures like Karl Marx and Émile Durkheim focused their attention on the significant transitions that occurred before and during their lifetimes, including industrialization, urbanization, and the waning of religion as a significant force in social life. These two theorists, though, had polar opposite views on how social order is achieved and maintained, and to what ends. Durkheims Cultural Theory of Social Order Through his study of the role of religion in primitive and traditional societies, French sociologist Émile Durkheim came to believe that social order arose out the shared beliefs, values, norms, and practices of a given group of people. His view locates the origins of social order in the practices and interactions of daily life as well as those associated with rituals and important events. In other words, it is a theory of social order that puts culture at the forefront. Durkheim theorized that it was through the culture shared by a group, community, or society that a sense of social connection- what he called solidarity- emerged between and among people and that worked to bind them together into a collective. Durkheim referred to a groups shared collection of beliefs, values, attitudes, and knowledge as the collective conscience. In primitive and traditional societies Durkheim observed that sharing these things was enough to create a mechanical solidarity that bound the group together. In the larger, more diverse, and urbanized societies of modern times, Durkheim observed that it was the recognition of the need to rely on each other to fulfill different roles and functions that bound society together. He called this organic solidarity. Durkheim also observed that social institutions- such as the state, media, education, and law enforcement- play formative roles in fostering a collective conscience in both traditional and modern societies. According to Durkheim, it is through our interactions with these institutions and with the people around us that we participate in the maintenance of rules and norms and behavior that enable the smooth functioning of society. In other words, we work together to maintain social order. Durkheims view became the foundation for the functionalist perspective,  which views society as the sum of interlocking and interdependent parts that evolve together to maintain social order. Marxs Critical Theory of Social Order German philosopher Karl Marx took a different view of social order. Focusing on the transition from pre-capitalist to capitalist economies and their effects on society, he developed a theory of social order centered on the economic structure of society and the social relations involved in the production of goods. Marx believed that these aspects of society were responsible for producing the social order, while others- including social institutions and the state- were responsible for maintaining it. He referred to these two different components of society as the base and the superstructure. In his writings on capitalism, Marx argued that the superstructure grows out of the base and reflects the interests of the ruling class that controls it. The superstructure justifies how the base operates, and in doing so, justifies the power of the ruling class. Together, the base and the superstructure create and maintain social order. From his observations of history and politics, Marx concluded that the shift to a capitalist industrial economy throughout Europe created a class of workers who were exploited by company owners and their financiers. The result was a hierarchical class-based society in which a small minority held power over the majority, whose labor they used for their own financial gain. Marx believed that social institutions did the work of spreading the values and beliefs of the ruling class in order to maintain a social order that would serve their interests and protect their power. Marxs critical view of social order is the basis of the conflict theory perspective in sociology, which views social order as a precarious state shaped by ongoing conflicts between groups that are competing for access to resources and power. Putting Both Theories to Work While some sociologists align themselves with either Durkheims or Marxs view of social order, most recognize that both theories have merit. A nuanced understanding of social order must acknowledge that it is the product of multiple and sometimes contradictory processes. Social order is a necessary feature of any society and it is deeply important for building a sense of belonging and connection with others. At the same time, social order is also responsible for producing and maintaining oppression. A true understanding of how social order is constructed must take all of these contradictory aspects into account.

Management in Nursing Essay Example | Topics and Well Written Essays - 1500 words

Management in Nursing - Essay Example Sundry Issues on Nurse Managers’ Leadership / Management Styles: Reflective Essay There has been a distinction cited between leadership and management. In particular, it has been noted that leadership is just one of the numerous desirable facets that a manager ought to have. The eventual goal of a manager is to optimize the productivity of the firm through effective administration. To carry this out, the manager must effectively carry out the functions of organizing, planning, staffing, directing, and controlling. Thus, leadership is said to only be a single aspect of the directing role. Moreover, Predpall (1994) suggests that senior management must manifest profound involvement and be a role model; such involvement by senior management cannot be delegated. There are several noteworthy issues which I have had the opportunity to reflect on during the course of my clinical placement. My insights were analyzed in light of the different leadership styles, and the strategies employed by each nurse manager who exhibited the style. The first leadership style, that of the autocrat, leads through the use of unilaterism to achieve one objective. This style, on the whole, requires that the leader exert constant pressure and directing from the leader to accomplish results. In addition, a prevalent outcome is submissive resistance from subordinates.

Climate Change Assignment Example | Topics and Well Written Essays - 1500 words

Climate Change - Assignment Example This pertains to the case of United Arab Shipping Company. In attainment of comprehensive discussion, it is vital to consider several aspects of climate change. This pertains to how climate change would affect the United Arab Shipping Company. Additionally, the discussion would examine how the business contributes to the detriment of climate change. In close relation to the same, the paper will discuss possible solutions that the company can afford towards the climate change situation. In a light sense, the company choice, of fuels, for automotives affect climate change. This pertains to combustion that releases carbon to the atmosphere. Oil fuels contain substantial carbon that is released on combustion of the same. In this sense, the carbon achieves its way into the atmosphere (Williamson 2008, p. 162). Such carbon contributes to the menace of climate change in the sense of destroy the ozone layer. In this perspective, it causes global warming. It is vital to provide a brief backgr ound to the company. The company is a large entity that was formed in 1976. Six states, of the Persian Gulf, formed this entity in the view of linking the same to the rest of the world. This pertains to Kuwait, Iraq, Bahrain, Qatar, Saudi Arabia and the UAE (UASC 2012, p. 67). The company possesses a corporate office in Dubai. In addition, it operates from various continents such as North America. The company operates by shipping traditional and containerized cargo. UASC is a critical company, as regards climate change, because it is one of the largest shipping companies in the world. Shipping companies are responsible for climate change in notable ways. To begin with, it is vital to note that ships and heavy vehicles utilize high proportions of oil fuel. In case of heavy oil fuel’s combustion, a high proportion of carbon dioxide finds its way into the atmosphere. Carbon dioxide is an environmentally destructive gas because it interferes with the operations of the ozone layer . The ozone layer thus allows for destructive levels of radiation. It is vital to note that such intensity, of radiation, amounts to global warming. This causes concern because further emissions would contribute towards worsening the situation of climate change. There are notable ways in which the shipping company can contribute towards efforts against climate change. Efforts are divisible into those that are immediate to the company’s reach. Other efforts demand a different level of commitment and use of resources. It is vital to note that there are organizations, such as UAESA (the United Arab Emirates Shipping Association), that commits towards mitigating climate change. They utilize their own operations in conducting such solutions. This regards the idea that the shipping industry contributes towards emission of green house gases. The fundamental view of climate change, according to this organization, regards the view that shipping contributes to 90 percent of world trade . The danger of shipping, towards climate, pertains to the view that ships carry significant weight of cargo. One of the UAESA’s notable initiatives pertains to design of ships. The organization has proposed a design index that entails innovation for new ships. An appropriate example regards having slippery bottom coatings on ships. In addition, these innovations entail air cushion streaming (UNEP 2007, p. 12). This is coupled with voluntary utilization of atmosphere friendly fuels and oils such as the lube types. In close relation to

Erectyle Dysfunction :: essays research papers fc

Will we ever be able to produce something capable of making us reach the optimum of one of humankind's most basic needs? Will there always be a side effect?Since the beginnings of civilization, people have been obsessed about their sexuality. Men and women have always tried to achieve a maximum amount of pleasure in any possible way. For human beings this is obtained through the orgasm. Humans usually attain this is goal through sexual intercourse or masturbation. However, sometimes the psychological and physical conditions of a person can deprive him or her from reaching that goal. Thankfully, science and anatomy have also always interested mankind. This has helped to find solutions for problems dealing with our sexuality, which, as a matter of fact are very common. The most recurrent and drastic of all these dilemmas is that of impotence.The term "impotence" has traditionally been used to signify the inability of the male to attain and maintain erection of the penis sufficient to permit satisfactory sexual intercourse. However, this use has often led to confusing and uninterpretable results in both clinical and basic science investigations. This, together with its pejorative implications, suggests that the more precise term "erectile dysfunction" be used instead to signify an inability of the male to achieve an erect penis as part of the overall multifaceted process of male sexual function. Erectile dysfunction affects millions of men. Although for some men erectile function may not be the best or most important measure of sexual satisfaction, for many men erectile dysfunction creates mental stress that affects their interactions with family and associates. All these things might be very interesting, but to fully understand erectile dysfunction we must first take a look into the physiology of the male erection.In its most common form, the male erectile response is initiated by a central nervous system event that integrates psychogenic stimuli (perception, desire, etc.) and controls the sympathetic and parasympathetic innervation of the penis. Parasympathetic input allows an erection by relaxation of trabecular smooth muscle and dilation of the helicine arteries of the penis. This fills the spongy tissue that forms the penis with blood; a process referred to as the corporal veno occlusive mechanism. The erectile tissues must have sufficient stiffness to compress the blood vessels penetrating it so that venous outflow is blocked and sufficient tumescence and rigidity can occur. Constriction of the trabecular smooth muscle and helicine arteries induced by sympathetic innervation makes the penis flaccid, with blood pressure in the cavernosal sinuses of the penis near venous pressure.

McDonalds use to help their employees Essay

Staff are expensive and in McDonalds need to obtain permission to recruit a new member of staff. If McDonalds is struggling, they may also need agreement to replace someone who is leaving. Normally therefore there is a specific procedure managers must follow before the recruitment process can be started. Agree the Job Description The job being advertised may be new, in which case a job description needs to be devised. Even if someone is being replaced, it is useful to update the job description in case any task or duties have changed, Example of a Job Description Department : Marketing Job Title: Marketing Assistant Hours of work: 38 per week, normally 9am-5 45pm Monday-Friday with one hour lunch, but some flexibility required Salary scale: 12000-i 14000 Responsible to: Marketing Manager Responsible for: Not applicable Job purpose: to provide general support for the marketing team, to prepare marketing materials, to keep the website up to date and monitor online responses. The type of interview will depend on the job. a basic one stage interview is usual for manual or junior vacancies in McDonalds. A two stage interview in McDonalds would involve a panel of interviewers used for senior or high skill vacancies. Some interviews will include basic tests of aptitude or specific skills such as keyboarding or numeracy All interviewers in McDonalds should be trained so they know how to question candidates skilfully and fairly. They should know how to spot gaps on application forms, understand how to follow up inadequate answers and have the skills to encourage shy or reserved candidates to do their best. They must also be clear on all the laws e. g. sex discrimination, health and safety etc. They should also be able to be fair, ths involves same questions and discussions. Making an offer Once a person has been selected McDonalds makes a formal job offer. The other candidates are normally not contacted at this stage, in case the first choice refuses because then a offer can be given to the second best. Only after the offer is accepted 100% the other applicants are told they have been unsuccessful. McDonalds know that waiting for news is agonising for candidates they speed things up contacting candidates by phone so that the remaining letters can be sent quickly. Training The reason why McDonalds train there employees is to make sure there employees are learning knowledge and skills which can be used in employment. Training can be split into two parts On the job training This means that the employee is trained in the McDonalds. Many people enjoy this as it gibes them experience and enable them to do their job properly. Off the job training This means attending course elsewhere such as colleges or a training centre away for McDonalds. Skills Training Training is about gaining more skills Non transferable skills These are skills that are specific to the job held. They may be of little use in another job. E. g. training to make burgers in the restaurant provides the employee with a non transferable skill. This is not a problem unless they look for a new job, get made redundant, or skill becomes out of date. This is where McDonalds allocating people extra tasks in their jobs gives management a better idea of an employee’s true ability and determination. Job enrichment Where McDonalds add more interest and more difficult tasks to the job. This is done with an employee with promising potential to see just how capable the person really is. Understudying An employee is attached to a very senior manager to act as an assistant. Shadowing This is where in McDonalds an employee spends more time each week with a manager to learn what they do and to get a better idea of what problems they deal with. It is used in McDonalds to adapt a employee rapidly into a top job. Mentoring This is used in McDonalds a lot; it is where a senior manager passes on the benefits of his or her experience and wisdom to a younger employee. Project work Giving a promising employee a specific investigative project enables them to get appropriate many aspects of McDonalds and it enables them to get to know senior management. National Awards McDonalds are very keen to train and develop their employees. The government encourages McDonalds to invest time and money to be able to do this. Employees can achieve NVQ’s (National Vocational Qualifications. National training awards McDonalds and their employees can be granted National training awards for achieving excellence and success through training. The awards are aimed at people who have decided to improve their chances of success through learning new skills. National Vocational Qualifications The reason for NVQ’s is to create a national system of approved skills based qualifications for all employees. These qualifications are workplace based and they cover vocational areas such as McDonalds Administration. Training and development are vitally important for the overall efficiency and competitiveness of McDonalds. The way in which McDonalds recruit and train is excellent as there employees have generally improved. The appraisal is a good method which also helps the employees performance, because McDonalds do this every six months to analyse progression. For McDonald’s, people are its most important asset. This is because customer satisfaction begins with the attitutudes and abilities of employees and committed, effective workers are the best route to success. For these reasons, McDonald’s strives to attract and hire the best, and to provide the best place to work. All businesses experience staff turnover for various reasons e. g. career change, leaving the area, returning to education, a new opportunity elsewhere. Recruiting and training staff is very expensive and businesses will look to keep staff turnover to a minimum. One way of doing this is to ‘choose wisely, and treat well’. McDonald’s needs people who want to excel in delivering outstanding service. To ensure the company recruits the right people, it has identified essential skills and behaviours that applicants should be able to demonstrate. For each position there is a job description outlining typical duties and responsibilities and a person specification defining personal skills and competences. Recruiting suitable applicants Under McDonald’s recruitment policy, each individual restaurant is responsible for filling hourly-paid positions. The Management Recruitment department in East Finchley co-ordinates the recruitment of managers. For recruiting hourly-paid employees McDonald’s use several avenues. Positions are generally advertised in the restaurant. The company’s recruitment history shows this is the best method of hiring quality staff e. g. people living locally and/or friends of existing employees. McDonald’s also uses local job centres, career fairs and other local facilities. It is vital to use effective hiring material with a clear message targeted at the right audience. A recruitment exercise often generates more applications than there are positions available. The manager will select the applicants to be interviewed and will conduct the interviews. Over 60% of restaurant crew are aged 20 or under and; for the majority of applicants, a job with McDonald’s would be their first experience of employment. For many young people, McDonald’s also offers a career opportunity. A well-run interview will identify an applicant’s potential to be a successful McDonald’s employee. To find people who will be committed to excel in delivering outstanding service, McDonald’s scripts an interview guide that helps the company predict how an applicant’s past behaviour is likely to influence future performance. It uses a fact-based decision-making process. The questions look for actual events or situations rather than allowing applicants to give a general or theoretical response. Interviewers look for behavioural evidence in the applicant’s life history that fits with the requirements of the job. The interviewer rates candidates on their responses and offers jobs to those who earn the highest ratings. McDonald’s future managers come from two main sources. More than half of all salaried management positions are taken up by hourly-paid employees who earn promotion. The remainder are predominately graduates. Wherever possible, McDonald’s directs applicants towards applying on line at www. mcdonalds. co. uk. People who cannot access the web can call the Recruitment Hotline, or pick up a pre-paid Business Reply Card from a McDonald’s restaurant. The selection process includes an initial online psychometric test. This test produces an initial score. The applicant then attends a first stage interview and is offered â€Å"On Job Experience† (OJE). This is a 2-day assessment in a restaurant. Successful completion at OJE will lead to a final.

The Dubai Islamic Bank Finance Essay - Free Essay Example

Sample details Pages: 8 Words: 2383 Downloads: 6 Date added: 2017/06/26 Category Finance Essay Type Narrative essay Did you like this example? Dubai Islamic Bank was established in 1975 and in the date of today it is one of the larger banks of Dubai and the country UAE. At the start of 2008, the bank, i.e. Dubai Islamic Bank had 48 branches in the country, and about 100 ATMs. Don’t waste time! Our writers will create an original "The Dubai Islamic Bank Finance Essay" essay for you Create order At the end of 2008, DIB had 54 branches, and it is expected that it will open 10 another branches more to have a total of 64 branches by the end of the year 2009. During 2005-2006, the bank went through a significant regrinding effort and now it is so simple to see distinctly their distinctive yellow and green logos. The Bank also has branches in Pakistan. The bank is a public joint stock company and its share is quoted on the Dubai Financial Market. The bank has a reputation as a leader and innovator to maintain the decorum, flexibility and easily approachable of its products and services. In a very short span of time the bank has created good services and products that are setting records for the rest of the sector. (Dub10) The bank is given another name called Al Islami. The bank has a unique feature of being first Islamic bank, a bank that has Islamic values and the technology of the modern banking. The bank has established itself as the leader in the field recognized as on e of the most and reputed banks of the country. The bank has set a certain standard rather than the other Islamic banks and that is the reason of its global and international fame. The banking and the finance is included in one of the fastest growing sectors that has more than 300 institutions. The bank is also renowned for its consumer relationship or the customer relationship as it remains true to the customer and rather provides the best opportunity and system of banking and finance to the customer and that may be included as the another point of its global and international fame. (Abo101) Different customers are granted their freedom manipulating the resources and works to be done in the limit for the best profit of both. The bank thinks that the customers are the one that make the goodwill of the bank in the market so rather they fulfill all the needs give proper and comprehensive solutions to the customer and thus meet the financial needs of the customer. He bank has the motto to firstly keep the customers happy in all the regards they can and that is the place they just simply develop a good reputation in the market. (Abo101) credit risks that the bank faces So now we come to the risk factor that the bank faces. The risk factor is the credit risk. When it comes to an international global bank the biggest risk that the bank faces is of the credit that is how to get the credit of the customers and for this purpose they plan different strategies. how does the bank overcome the risk The bank overcomes the problem by creating different credit cards which thus have an attractive and genuine policy that can influence people and they can thus invest in the bank. The bank has been always active in creating partnerships and alliances at local and international level. The bank has a strategy, which started with the establishment of DIB Pakistan Limited, a wholly newly owned subsidiary of the bank. DIB opened its first representative office in Turkey to improve its access to that market. The facts convey that the bank has too achieved 60 per cent of its stake in Al Khartoum Bank and is also among the parent banks of Emirates and Sudan Bank (ESB). The steps that are taken by the bank have been set as the mark of bankà ¢ÃƒÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬ÃƒÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾Ãƒâ€šÃ‚ ¢s ambitious plans to remove its operations into regional and international markets as part of its overall strategic plan. The bank has also shown its maturity by being appointed to as sist in giving specialist financial solutions for big and important developmental projects in the country, one of which led to the world record US$1 billion Islamic bond issue. The issue was arranged for the Government to increase funding for the second phase of the expansion of Dubai International Airport. The bank has always been helping the country in financial conditions and always managed to provide finance for all the big projects of the country. Thus the bank always puts forward some innovative and helpful ideas that could help the country for the future prospects so not only the bank is involved in giving or just put forward the ideas it just goes on to implement them in the proper and sophisticated way. Dubai Islamic Bank (DIB) said, it has recently launched Al Islami Infinite Credit Card, an invitation-only card available exclusively to ultra-high-net-worth clients of the bank. The handcrafted card, has a unique feature of diamond and illustrated with genuine gold calli graphy, gives and provides you lots of privileges, including international concierge services, airport lounge access, travel insurance, purchase protection and many more things. Tailored to meet the distinct needs of ultra high net worth clients, the Al Islami Infinite Credit Card is a lifestyle statement. (2009) It gives card members access to an international concierge service, available 24 hours a day, seven days a week, to fulfill any requirement, a company statement said. Card members can too have a look at the best tickets available for any high-profile sporting, any match that has been conducting in the country or any celebrity is performing live or cultural event at reasonable prices. Al Islami Infinite Credit Card holders have a wide range of other benefits, which thus includes full multi-trip travel insurance, back up at any place whether it is a road side or a shopping mall as well as it provides discount over a variety of products and services. The members also have access of the card over several international as well as the national airports which thus facilitate the customer in every possible way. Thus the bank has the overview of how to develop to facilitate the customers in different and attractive ways. While the company provides several facilities to the customers, it gives the customer the extended warranties to the cardholders on their purchases, and rather giving special purchase options too to the customer. Al Islami Infinite Credit Card also helps in providing many emergency services like the emergency medical coverage or the card replacement or card renovation within the warranty period, thus providing full facilities to the customers and meeting the needs and demands of the customer in every possible way. The Al Islami Infinite Credit Card is the perfect complement to our recently launched Wajaha proposition, and offers our ultra high net worth clients access to an exclusive world of benefits, said Dr Adnan Chilwan, Chief of Retail and Business Banking.We have developed this card to cater to the unique lifestyle requirements of our exclusive customers, and are confident that it will be appreciated statement about the privileged few who will carry it, he added. The bank announces the launch of the credit cards in association with visa, an offer that can account for several advantages for the customer at every place and at any time The credit card members can thus have a revolving credit facility without facing any interest amount and rather they are just required to give only and only 10 per cent of the monthly usage besides the monthly subscription fee. What a fantastic facility is provided to the customers. Wasim Saifi, Executive Vice President, Head of Retail and Business Banking, Dubai Islamic Bank, said: à ¢ÃƒÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬ÃƒÆ'†¦Ãƒ ¢Ã¢â€š ¬Ã…“Al Islami Credit Cards offer all the convenient advantages of todays credit cards, while remaining true to the value of Sharia and the principles of Riba-free Islamic banking that Dubai Islamic Bank proudly represents. The new cards will create a difference to the value proposition that is currently available in the market will be convenient for a wide range of customers. The cards also seek to deliver the message that DIB is continually developing its products and services to suit the needs of its customers, he added. Speaking about the features of the card, he said: The cards are available in a choice of Platinum, Gold Premium, in addition to Gold and Classic. Al Islami Credit Card has no joining fee. It is free from Riba or interest, and free from the non-Islamic charges like late payment fees or over limit fees. Card holders can benefit from cash withdrawals of up to 100 per cent of the card limit through any of the over one million ATMs and financial institutions worldwide. The card is also accepted at over 35 million outlets worldwide, he added. Thus taking an overview of the card w e can thus say that the credit card is designed to meet out the needs of the customers and facilitate the customers in every possible way. It thus fulfill the financial needs of the customer with the modern convenience of being accepted the card at every place and provides a lot of other privileges too. The bank also assures that the card is free from any kind of interest and other interest charges or the fees. The other privileges that the bank provides are thus lined below- Easy to earn. Easy to spend. A loyal program for all the members of the credit card that the card provides you huge benefits and comfort. And thus profits you in every possible small way. You can earn Walaà ¢ÃƒÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬ÃƒÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾Ãƒâ€šÃ‚ ¢a Dirhams that is some points on the card every time you spend with the card or share some of the money of the card. While you have gained some points on the card you can take surprise gifts from the bank and rather if you keep increasing t he points on the card you can get big gift vouchers from the bank. The second profit thus includes the traveling profits. The bank just provides you different kinds of discounts on various items or things which include the tickets and thus the traveling advantage also includes free accessibility of the card over several airports. To keep the point cut short, we can thus say that we can book airline tickets from the card having a look over the discount also. The card also provides the road side assistance and always provides help at any place. With the card in your hand you can assist your card at any place in case of emergency and the card can thus be use for vehicle registration, driving license and thus many more profits can be gained from the card. The card also provides you discount at the shopping place and we can thus go to any shop when we have the card as we know that the card is with us and the card is accessible at any place over any time. Rather the benefit of the card is that you can keep protected the card from the theft for a period of 60 days from the date of purchase. The card also helps you in accidents and travel insurance, rather we can say that we do not have to worry now while traveling and can travel with complete peace of mind and get utmost benefit from the card in any case of emergency like lose of our things, flight delays, emergency medical cover, etc. the card too helps in making easy payments any provides you many different ways to repay, we can thus make a point that paying the bill from the card is just simple, easy and now the most convenient way. The bank provides the money transfer, account transfer, by cheque, the ATM or rather the phone or the internet whichever way you like to do. The card also provides the 24 hour electronic banking services that means that the transactions can be done anywhere, anytime and at any place through the electronic banking services which thus include the online banking, mobile banking and pho ne banking which is available every time that is 24 hours a day. The different features of the card thus include the point that pay minimum amount each month and have the accessibility over whole of the month. It also includes global acceptability of the card with the facility of 80% cash withdrawal limit from the ATM of the branches respectively. The bank too provides different types of cards to meet out the demands and needs of the customers. The cards are thus lined below- 1) Classic Al Islami Charge Card à ¢ÃƒÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬ the card has been issued by the Dubai Islamic Bank. The card is the VISA. The features of the card thus include Low intro rates, Annual Fee: 200 Dhs and the Airlines Card. 2) Classic Personal Credit Card the card has been issued by the Dubai Islamic Bank. The card is the VISA. The features thus include Low Intro Rates, Annual Fee: AED 75 monthly fee and the Airlines Card. 3) Gold Al Islami Charge Card the card has been issued by the Dubai Islamic Bank. The card is the VISA. The features of the card thus include Low Intro Rates, Annual Fee: 300 Dhs and the Airlines Card. 4) Gold Personal Credit Card the card has been issued by the Dubai Islamic Bank. The card is the VISA. The features of the card thus include Low Intro Rates, Annual Fee: AED 150 monthly fee and the Airlines Card. 5) Gold Premium Personal Credit Card the card has been issued by the Dubai Islamic Bank. The card is the VISA. The features of the card thus include Low Intro Rates, Annual Fee: AED 300 monthly fee and the Airlines Card. 6) Platinum Al Islami Charge Card the card has been issued by the Dubai Islamic Bank. The card is the VISA. The features of the card thus include Low Intro Rates, Annual Fee: 1,000 Dhs, the Airlines Card and the Platinum Card 7) Platinum Personal Credit Card the card has been issued by the Dubai Islamic Bank. The card is the VISA. The features of the card thus include Low Intro Rates, Annual Fee: AE D 500 monthly fee, Airlines Card and the Platinum Card 8) VIP Platinum Al Islami Charge Card the card has been issued by the Dubai Islamic Bank. The card is the VISA. The features of the card thus include Low Intro Rates, No Annual Fee and the Airlines Card. (Dub101)